Card payments for Belgian independents
Lower payment processing costs. Without the hassle.
Tell us what you pay today, or upload a statement. You get a transparent offer in minutes, and you can apply from your phone.
- Credit cards
- 0.80% +IC++
- International debit
- €0.14
- Bancontact
- €0.14
€0.00 = estimate. Plus interchange and scheme fees at cost (estimated 0.45% for EU consumer cards)
Typical Belgian restaurant with €35,000 card turnover a month. Today: credit cards 1.75%, international debit 1.0%, Bancontact €0.20 per payment. FeeSense: credit cards at our 0.80% markup plus interchange and scheme fees at cost, debit and Bancontact €0.14 per payment. Terminal costs not included.
What you get
Separate prices per card type
Credit, international debit and Bancontact are priced on their own lines, so you can check every figure.
A lower rate, with a clear minimum
Your credit card rate is based on what you pay today. Our standard minimum is 0.80%. A lower rate is possible after a review of your card volume.
Apply on your phone
Accept the offer, add your company and bank details, upload documents and sign. Most merchants finish in about ten minutes.
You see every step
Track your application, document requests, approval and terminal delivery in your merchant portal.
From statement to first payment
Four steps. The acquiring bank still checks and approves every merchant, as it must.
How it works- 01
Check your current costs
Enter your monthly card turnover and current rate, or upload your latest statement. We read the statement and show you what we found so you can correct it.
- 02
Receive your offer
You see your current estimated monthly cost, the FeeSense price per card type and the difference. Confirmed prices and estimates are marked.
- 03
Accept and apply
Accept the offer, then complete the application: company, owners, bank account, a few questions about your business, documents and signatures.
- 04
Approval by the acquirer
We submit your complete application to the acquiring bank. It runs its own checks and makes the decision. We tell you as soon as anything changes.
- 05
Terminal and first payment
Once approved, your merchant account is created and your terminal is prepared and delivered. Your account is active after your first successful transaction.
Calculate my savings
Use the sliders for a quick estimate, or enter the figures from your statement for a personal offer.
Find it on your statement: total processing fees divided by your card turnover. Leave it at 1.65% if you do not know.
You pay now
€223 / month
With FeeSense
€77 / month
Estimated saving
€146 / month
€1,757 per year
- Credit card markup
- 0.95%
- International debit
- €0.14
- Bancontact
- €0.14
Estimate: Estimate based on a typical card mix for your sector. Your offer uses your own figures.
Get my personalised offerBuilt for businesses that take a lot of small payments
All industriesHow we present figures
- Savings that depend on your card mix, interchange or scheme fees are labelled as estimates.
- If we cannot work out an equivalent comparison from your statement, we ask for the missing figures instead of guessing.
- If FeeSense would not save you money, the calculator says so.
Find out what you could save
It takes two minutes. No account needed, no call unless you ask for one.